With our debt consolidation program, we are able to help clients with credit card debt, personal loans, past due medical bills, utility bills, old collection accounts as well as IRS debt. Not only have creditors been their raising minimum payments, but their interest rates have been going up as well, typically doubling them since the beginning of 2006.

Our Christian Debt America programs are administered by a nonprofit 501(C)(3). The banks qualify for tax credits from the government when they cooperate through these debt programs. In return we are able to get drastic relief on your monthly payments, sometimes reduced up to 74%! Since we have built up such great relationships with the creditors we work with, this allows you to get lower interest rates as well. This will allow you to get out of DEBT within a fraction of the time it would take you on your own. The average rates that our clients enjoy are usually between 6-9%, some creditors even cut out the interest rates all together and will give you 0%.

We also have special programs for student loans; please email us for more info.

It doesn't matter what your financial situation is, everyone can benefit from getting help on paying off these debts. Avoid bankruptcy, stop harassing creditor calls, and get help from one of our certified debt counselors. We have no hidden fees. Improve your credit ratings. We will work with you to develop a realistic program that fits your budget and give you that light at the end of the tunnel!

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